About Us
VRUDDHI FINANCIAL SERVICES is a brainchild of Paresh Gosar. We started back in Sep 2002 with a Life Insurance agency. Along with other dreams he continued securing people, Paresh always believed in maintaining relationships, He often quotes, “How much money you have earned is less important than how many people you have earned” 760+ families are taking services from us.
Our Core Services
INVESTMENT PORTFOLIO
Whenever you think of making investment, three things should come on top of your mind – Risk Profiling, Products and Asset Allocation.
TAX FUNDAMENTALS
Tax planning is an important part of a financial plan, as reducing tax liability and maximizing eligibility to contribute to retirement plans are both crucial for success.
INSURANCE PORTFOLIO
Getting yourself protected from unknown risk should always be the first priority. How to get yourself, your family and your assets protected - we tell you that. Insurance is important when it comes to managing risk
MUTUAL FUND
A mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities. These investors may be retail or institutional in nature
WEALTH MANAGEMENT
Through proper asset allocation and risk analysis we help you to create ideal portfolio to grow your money at desired rate. Products are chosen from all asset classes - equity, debt, property, gold etc.
RETIREMENT-PLAN
Regardless of your age, it is never too early or too late to begin looking after your money. Visions of retirement vary from person to person and include such things as relaxing full time, travelling, pursuing a hobby.
Financial Calculators
Secure your future through systematic investment
Select your goal and calculate how much you need to invest!
client's reviews
Being an actor we face lots of financial crunch especially in struggling phase. Around 10yrs back I met with Paresh Gosar, while discussing he came up with a term called “Financial Literacy” and I was very surprised to hear this term as I never had heard this, that we can be literate in the areas of finance as well. I was more surprising because in our culture and in my conditioning, I never heard that we can manage our own finances, it was always like, we earn and we spend. There was no concept of saving, investment and there was no idea of living financially healthy life at all.
When Paresh told me about Financially Literacy Program, I was curious to understand and know more. Through his wide experience he said, “Start small, don’t start with big”, I was reluctant as my income was comparatively small, so I told him I have to pay rent, all insurances and bills but he said “Everything will be managed you start the habit of small savings”. With his support and guidance I took courage and started investing and I am still investing with him. It has been a great journey since then.
Year 2020, we hit by pandemic and source of income was low, I thank Paresh that he pushed me in to investment, and this investment gave me good returns in the time pandemic as well. It helped me to have a stable life when there was no source of income, I am still moving on with belief that things can turn around. I wish a good luck to VRUDDHI FINANCIAL SERVICES; keep guiding, keep supporting people in the area of financial literacy.
Ankur parekh
Actor
I have been investing on Paresh's advice since the last 3 years. I was reluctant in the beginning as I did not have an experience with Mutual Funds and I had just started to get my finances stabilized. That's when Paresh guided me on how I can make money, with money! He gave me multiple options to choose from and very patiently made me understand the pros and cons of each choice. He waited till I fully understood how to choose the best option. I have almost doubled my investment under Paresh's guidance in the 3 years out of which half the duration was spent in pandemic. It indeed worked out for me. I now feel more confident and safe about my investments and who I choose to take support from.
Thank You Paresh for so honest in your efforts to make me understand the value of financial education and planning.
Charmy gada chheda
Co-Founder at Kshitij, Consulting Physiotherapis
VRUDDHI means progress in Hindi and that is exactly what is happening with all my investments done after taking advice from Mr Paresh Gosar. He calls him a financial advisor but i will call him a financial educator as he always gives in depth explanation of different products and the role those products play in your portfolio. He is not a person who believes in transactional relationship and that is why he will not force sell you any financial products. Testimony to his accurate advice is that even during pandemic i am enjoying 30 to 35 % return on all my investments .I would highly recommend VRUDDHI and Mr. Paresh Gosar for all your financial planning. Best financial advisor u can have in your journey towards financial freedom
Dr Suresh
-(Dentist)
I didn't even know the meaning of debit and credit, the difference between black money and white money, and all the nuances of the term "finance" until I met Mr. Paresh Gosar. Since childhood, I have been conditioned to believe that finance is not a female word. But Paresh has been the prime reason for the financial freedom with which I am living right now. He has given me the strength to dream and wings to empower myself- all this by managing my finance. The key strengths for which I would strongly recommend Mr. Paresh Gosar as a financial consultant are the gentle and deep understanding he has in listening to your needs and the importance that he states in savings, investments (in your dreams), charity and expenses is really worthy of appreciation. The guru mantra that I follow under his consultancy is that HAPPINESS is not proportional to the amount of finance you have, rather HAPPINESS is born out of the way you manage your finance. And I am really happy to have chosen Paresh as the best choice to manage my money. Hope many of you too do it soon.
He even break-free the mindset of "just being a homemaker" to "homemaker significantly needs to manage her finance".
Monali-gerg
Mother to 2 unschooler kids & a Zentangle artist.
What I love about Paresh is that before giving any investment advice he first understood my current financial situation and what am I looking for in the future. I felt comfortable in communicating openly about my money matters. He has thorough knowledge of financial world and provides time to time valuable suggestions on various investment opportunities. Before deciding on any step, Paresh probes it in all possible angles and explains the basis for recommendation. This process gives me confidence and reliability of the decision made. In my case, Paresh has also taken care of my past investment and given suggestions to get better results. I am grateful to have him as a good friend and my personal financial advisor.
Prakash Rao
Engineering manager BASF chemicals India Pvt Ltd
I am using services from vruddhi financial services from past 4 years. It started with simple term life insurance purchase from vruddhi. And today almost all of investments are with vruddhi. Mr. Paresh is not just a very good advisor but a good friend and nice human being. I can trust him completely now. All our financial instruments have yield good results till now and looking forward to long term association with them.
Rajesh-chawda
Team leader - sales Omron automation pvt ltd
Vruddhi has been amazingly helpful to get me financial services knowledge and helped me invest at right time in right funds to grow more money and I am really thankful to Mr Paresh Gosar and team for advising the best goal based financial services throughout last 5 years.
Rohit-mokariya
Entrepreneur Branch Head, SHREE MARUTI COURRIER SERVICES PVT LTD
VRUDDHI Financial Services has provided years of service for both my personal and family needs.
With a wide range of products and services, and a highly knowledgeable workforce, they have the tools necessary to meet the needs of any customer.
I am proud of our continuing relationship with them, and look forward to many more years of working together.
sumeet-nisar
VP in MNC (Mumbai)